Ruchie! Articles

There are 2 things that absolutely must be done if you are looking to improve your credit rating overall. The first thing that needs to happen is you need get those negative accounts in order and take [Read the rest of this entry...]

1) Balance Transfer APR: If you are applying for new card to transfer the balance, look for the cards that offer 0 APR on both balance transfers and purchases. This offer gives the flexibility to tran [Read the rest of this entry...]

Thanks to the technological advances of the 21st century, people nowadays are capable of purchasing goods online. Student life can be very challenging and one of the most important life skills that yo [Read the rest of this entry...]

How long is China's manufacturing pricing benefit going to last? Not for long if the white paper issued the American Chamber of Commerce is anything to go by. The Chinese Government's rule of subsidy [Read the rest of this entry...]

Credit RepairActually no credit is almost as bad as bad credit. If you have never borrowed any money or had a credit card, you will have difficulty getting a loan. In this case instead of asking how t [Read the rest of this entry...]

Great question..no simple answers. Understand that there are three primary credit score providers (at least the most used and trusted). They would be Equifax, TransUnion, and Experian. Equifax is ofte [Read the rest of this entry...]

College is an eye-opening world for many students. While their biggest expense is directly tied to tuition, books, and room and board, they will, no doubt, have quite a few expenses that may not have [Read the rest of this entry...]

Business Finance Basics Businesses need a constant flow of money to manage operations. This money can be used to pay employees, invest in inventory, retire high-interest debt obligations, or even to [Read the rest of this entry...]

To avoid getting into too much debt, people are using cash and store cards more frequently. Retail establishments such as M&S and Debenhams have reported more cash and store card purchases. It's just [Read the rest of this entry...]

Is Credit Card Processing easy? Credit cards are the most frequent and most popular mode of payments. Around each and every business unit, ranging from a small restaurant to a supermarket accepts pa [Read the rest of this entry...]