Credit Articles
1: What the marriage of Yorkshire and Chelsea means for you
The Yorkshire building society announced on 2 December that it is merging with the Chelsea building society, in what some believe is a bail out. The Gloucester-based Chelsea has made massive losses in
2: The Fastest Way to Improve Your Credit Scores
Derogatory information is information in your credit history that lenders may legally use to turn down a loan request or application for credit. Derogatory information includes such things as bankrupt
3: How to Reduce Your Debt in Ten Easy Steps
It does not take a Master's Degree to figure out how to master your finances. You simply need to become organized and determine which areas need correction. The area of debt will be the one you'll w
4: Your Credit Utilization Ratio
Credit utilization ratio - a significant factor in your credit score
Most consumers who keep a close eye on their credit score know exactly what a credit utilization ratio is; it's the percentage of y
5: Understanding Credit Card Terms and Conditions
There are so many credit cards to choose from, that it may be difficult to sort through all the information. To start with, there are dozens of credit card issuers; some of them are banks that are kno
6: Subprime Finance Crunch
How long is China's manufacturing pricing benefit going to last?
Not for long if the white paper issued the American Chamber of Commerce is anything to go by. The Chinese Government's rule of subsidy
7: A Look At Credit Cards : The Psychology of Plastic
"We said that big banks can no longer take advantage of hardworking Americans," Senate Majority Leader Harry Reid, D-Nev., said of the recent legislation that will restrict rate hikes and late fees ch
8: 5 Top Tips for Spending Abroad
The trick is to do your homework before going on holiday and make sure you are not wasting your hard-earned cash on excessive fees and charges.
Just as important is protecting your money from theft o
9: Easy Energy - Direct Debit Explained
Our guide to the benefits and drawbacks of direct debit on your gas and electricity bills
Looking for the quickest and easiest way to pay your gas and electricity bills? Direct debit's your answer.
10: Plastic Fantastic - How to Make Your Credit Cards Work for You
Balance transfer deals
If you're paying interest on your current credit card balance, you may want to consider a new card with a great deal. 0% interest transfers enable you to move the balance from
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